Being an injured passenger in a car accident can be a frustrating and confusing situation. You weren’t at fault and your own insurance is typically not responsible for your injury compensation. The insurance companies covering the drivers will duke it out to see which one will be responsible for compensating the injured parties, and it can feel like you don’t have very much power in the situation.
However, you are entitled to compensation, and your case may be more straightforward than that of the respective drivers. But it is important that you do your part to ensure that you receive fair and adequate compensation for your injuries, loss of wages, and pain and suffering.
Here are some things you should do if you are a passenger in an accident:
1. Be Part of the Information Exchange Process
Regardless of whether it seems obvious who is at fault, it is still important to exchange information with everyone involved in the accident, including the other passengers. Having a clear picture of who was there and what happened can only help your case. If you are too injured to get the information, it is imperative that someone else at the scene is able to get it for you. Also, getting a hold of the information on the police report is important as well.
2. File An Injured Passenger Claim
File a claim with all of the drivers’ insurance companies. Those companies will determine among themselves who is at fault and will be responsible for paying for your injury-related expenses. This is considered a third-party claim. You may also file a claim with your own insurance, but most likely they will not be responsible for compensation. Still it cannot hurt to have more irons in the fire. As with all things related to your case, make sure you discuss these options with your attorney.
3. Follow Through With All Medical Treatment
Make sure you get treated for your injuries right away. Follow the suggestions of your doctor, and don’t discontinue any treatments or therapies with thoroughly documenting the reasons why. The more comprehensive the documentation of your treatment and injuries, the stronger your case will be.
And most importantly, consult with a personal injury attorney. Contact us today for a consultation.